How a midsize employer joined ParetoHealth and saved $1.5 million.Read case study

Self-Funded Insurance 101: A guide for small and midsize employers

This guide is for small and midsize employers—CEOs, CFOs, and HR leaders—ready to move beyond the limitations of the fully insured model. It provides a practical overview of self funded insurance, including how it works and why more employers are making the shift to gain control and transparency.

Employee benefits captives explained

For most employers, healthcare is the second-largest expense after payroll. Yet fully insured health plans keep employers stuck managing this investment one year at a time.

Self-funding with a ParetoHealth employee benefits captive outperforms traditional insurance, empowering midsize employers with a long-term solution to eliminate volatility and lower overall healthcare spend.

Thousands of midsize employers have already left traditional insurance behind to join the ParetoHealth community and the movement is only growing.