How a midsize employer joined ParetoHealth and saved $1.5 million.Read case study

Fully Insured vs Self-Funding with ParetoHealth

Built for listeners of Self-Funded with Spencer, 
this side-by-side guide helps benefits consultants explain fully insured vs. self-funding with a ParetoHealth captive.

Spencer Podcast

How consultants are using this guide

  • Share with CFOs evaluating self-funding
  • Use as a follow-up after renewal discussions
  • Reference when volatility concerns come up during client conversations
  • Position as a forward-thinking strategy with prospects

We’ve earned the loyalty of thousands of employers

4,000

Employer members
(3x larger than the next competitor)

96

Retention

1.3M

Covered lives (the scale of a
Fortune
5 company)

About ParetoHealth

Traditional health insurance is failing small and midsize employers. ParetoHealth unites employers with 50-1,000 employees into one strong, like-minded community that unlocks a better way to eliminate volatility and lower overall health benefits costs. More than 4,000 employers have joined Pareto on the right side of the fight, representing over 1.3 million covered lives and $8.4 billion in healthcare spend under management.